Terms of Service

Effective as of December 22, 2020

This website contains links to products and/or pages for which I may receive commissions. I receive compensation only if customers click through any links throughout this blog and purchase a service or product. You are not required to click on any link or purchase any of the products which are advertised throughout the content on this blog.

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs, or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.

This site is also a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

While I have strict editorial standards on objectivity, affiliate relationships may influence which products and services I cover and may even affect the order that those links appear. This disclosure is provided in accordance with the rules and laws of the Federal Trade Commission.

My Blog

The use of the content on my blog is at your own risk. You are responsible for your personal finances and should not rely on this site or any information found on this site to make your final decision.

This blog merely provides opinions and lessons based on the content author’s experiences and personal knowledge. You are responsible for any actions you take from reading any of the content in this blog.

The information contained in this blog is for informational purposes only and is not intended to be used as a substitute to obtain professional financial advice. Seek professional advice prior to acting on any information you may find and read in this blog.

You are responsible for your own personal finance actions. Under no circumstances is the author, contributors, owners, and partners of this blog responsible for the accuracy or completeness contained in this blog, even though we attempt to bring the most accurate information.

Therefore, the authors, contributors, owners, and partners of this blog make no warranties or promises nor accept responsibilities for any liability, injury, or damage that may cause you when using any information contained in this blog.

I do not make promises that my blog content or service will be provided to you timely, secured, or error-free. Under no circumstances should any information from this blog be used as a replacement for professional financial advice.

Sale of Business or Assets

In the event that the Site or substantially all of its assets is sold or disposed of as a going concern, whether by merger, sale of assets or otherwise, or in the event of an insolvency, bankruptcy or receivership, the information that is collected about you may be one of the assets sold or merged in connection with that transaction.

Future Changes to this Policy

I may change the Policy Page from time to time. The most recent version of my Policy Page will always be posted on the Site, with the “Effective Date” posted at the top of the page. I may revise and update the Policy Page if my practices change, as technology changes, or as I add new services or change existing ones.

If I make any material changes to the Policy Page or how I handle your personal information, or if I am going to use any personal information in a manner that is materially different from that stated in the Policy Page at the time that I collected such information, I will reasonably attempt to notify you of such changes.

By continuing to use my Site or services after the Effective Date, you are deemed to consent to my then-current policies.

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